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On the face of it, this looked like exactly the sort of business every lender wants. The company was profitable, growing strongly and generating healthy margins. The directors had invested heavily back into the business and were purchasing larger office premises to support future growth. The funding requirement itself was entirely sensible. On paper, it […]

A practical guide to preparing your acquisition finance application before approaching banks, challenger lenders or commercial finance brokers.   Estimated reading time: 12 minutes Last updated: July 2026 Buying a business can be one of the fastest ways to grow an existing company or become a business owner. Whether you’re completing your first acquisition, a […]

An in-depth guide to how banks, challenger lenders and Credit Committees assess acquisition finance applications and how to maximise your chances of success. Last Updated: July 2026 Thinking of buying a business? Whether you’re completing your first acquisition, a Management Buy-Out (MBO), a Management Buy-In (MBI) or expanding through acquisition, understanding how lenders assess transactions […]

How Wise Commercial Finance secured rapid funding when timing was critical. The Situation In this case, the client was a construction company specialising in solar farm installations, a sector where project timelines and cash flow must align precisely. They were expecting a substantial payment of several hundred thousand pounds from a client, a deposit for […]

When a client initially approached Wise Commercial Finance to discuss working capital, the conversation moved to another form of business finance, the imminent purchase of three used Scania trucks. Like many established operators, he had previously sourced finance himself by going directly to lenders. But after reviewing what he had paid in the past, it became […]